3032 Saint Croix Trail S

A rare multi-use property a tenth of a mile from downtown Afton, where an owner can run a business and live on the same lot. An 1858 farmhouse is paired with a 1,000 sq ft heated studio with its own half bath, 5 dedicated parking stalls, and a Conditional Use Permit (CUP) already on file with the City of Afton. The studio suits appointment-based or studio-scale uses such as a wellness or massage studio, art studio or maker space, salon or therapy practice, specialty retail with a workshop, photography or design studio, or professional office. Buyers should confirm with the City of Afton exactly what the CUP authorizes before committing to a specific use. The location puts a business within walking distance of the village's coffee, dining, marina, and St. Croix riverfront. The streets were rebuilt under a multi-million-dollar infrastructure and flood-protection program that included a FEMA-certified levee. The district is home to the Afton House Inn (1867) and Selma's Ice Cream Parlor and has drawn new boutique businesses in recent years. The residence, built the year Minnesota became a state, offers 1,281 sq ft with 2 bedrooms and 1 bath across two levels, tall original proportions, a large front porch, and a lower-level room with its own utility space. The main-level family room is large enough to become a main-floor primary suite, leaving the upstairs bedrooms for guests or an office. A historically informed palette of warm beige siding, alabaster trim, and a deep green door restores the home's traditional street presence. Schools: Afton-Lakeland Elementary, Oak-Land Middle, Stillwater Area High School. Seller is offering a $3,000 closing cost credit or rate buydown, plus a free appraisal through a preferred lender, on eligible loans locked by October 23, 2026.